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Is guidance good enough – FSA?
One of the consequences of the pensions mis-selling scandal of the 1990s has been a long tail of distrust between occupational trustees and their advisers and advisers regulated by the FSA. This...
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Let my pension go!
Pension Fiction? Friends Life has (in it’s new Aviva colours) decided to U-turn and not offer people the freedom of the bank account to its personal pension policyholders. Ros Altmann has laid into...
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Playing the personality card
Of all the financial myths that remain unchallenged, the myth of personality is least challenged and most lethal. For it allows the congregation of expert panels/committees/boards – stuffed with...
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Why we have actively managed funds
The FCA’s Asset Market Study is written with certain corrective bias’ and it should not be taken as the last word on the active/passive debate. A central focus is on the allocation of savings,...
View ArticleWho’ll benefit from easing insurer’s capital requirements?
NEW: UK Govt says it’s “committed” to ensuring the insurance regime remains a “safe home” for people’s pensions. but also that UK insurers “remain internationally competitive”. Govt was responding to a...
View ArticleReceiving value for your money – the DWP gets it 95% right.
Insight one “money” is not – “costs and charges ” but “contributions” There came a moment , as I was reading the DWP’s Value for Money Consultation that you realised that something has changed. For me...
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